Sterling PlaybookUK payments · operating notesSearch this site

Authorised push payment fraud: a person is deceived into authorising a payment to a fraudster.

Why the distinction matters

A reimbursement assessment needs the actual payment route, customer facts and applicable policy conditions. Do not treat every disputed transfer as the same claim type or apply a published cap without checking scope.

In the working file

Illustrative example

A case handler records the evidence and policy basis before reaching a conclusion. The site’s explanatory material is not a claims decision.

Use the term in context

Record the legal entity, activity, period and applicable source alongside the term. A familiar label does not remove the need to establish scope. Our operating playbook connects this definition to a practical process.

Read the related playbook

Sources & scope

Primary sources used for this research edition. Document dates and commencement dates are different fields. Recheck the issuing authority before acting.

  1. Payment Systems Regulator: APP fraud reimbursement protectionsPolicy explanation · source reviewed 12 November 2026
  2. Payment Systems Regulator: APP scams policy clarificationsPolicy clarification · source reviewed 12 November 2026
  3. Payment Systems Regulator: PS24/7: maximum APP reimbursement levelPolicy statement · source reviewed 12 November 2026